.modern-resource {
  --resource-ink: #123342;
  --resource-muted: #5f727b;
  --resource-navy: #063f57;
  --resource-blue: #1485b7;
  --resource-sky: #e9f6fa;
  --resource-paper: #f7f8f5;
  --resource-line: #d8e5e9;
  color: var(--resource-ink);
  background: #fff;
}

.modern-resource .resource-hero {
  position: relative;
  min-height: 650px;
  height: auto;
  display: flex;
  align-items: center;
  padding: 0;
  isolation: isolate;
  overflow: hidden;
  color: #fff;
  background: var(--resource-navy);
}

.modern-resource .resource-hero::before {
  position: absolute;
  z-index: -1;
  inset: 0;
  background:
    linear-gradient(90deg, rgba(3, 41, 57, .96) 0%, rgba(3, 41, 57, .82) 46%, rgba(3, 41, 57, .42) 100%),
    linear-gradient(0deg, rgba(3, 41, 57, .34), transparent 55%);
  content: '';
}

.modern-resource .resource-hero__image {
  position: absolute;
  z-index: -2;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
}

.modern-resource .resource-hero__layout {
  display: grid;
  grid-template-columns: minmax(0, 1.12fr) minmax(350px, .72fr);
  align-items: center;
  gap: clamp(50px, 8vw, 120px);
  padding-top: 80px;
  padding-bottom: 80px;
}

.modern-resource .resource-hero__content {
  max-width: 720px;
}

.modern-resource .resource-breadcrumb {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 8px;
  margin-bottom: 34px;
  color: rgba(255, 255, 255, .66);
  font-size: .76rem;
  font-weight: 700;
}

.modern-resource .resource-breadcrumb a {
  color: rgba(255, 255, 255, .78);
  text-decoration: none;
}

.modern-resource .resource-breadcrumb a:hover,
.modern-resource .resource-breadcrumb a:focus-visible {
  color: #fff;
}

.modern-resource .resource-breadcrumb i {
  font-size: .58rem;
}

.modern-resource .resource-eyebrow {
  display: inline-block;
  margin-bottom: 16px;
  color: #8fdcf2;
  font-size: .76rem;
  font-weight: 800;
  letter-spacing: .13em;
  text-transform: uppercase;
}

.modern-resource .resource-hero h1 {
  max-width: 760px;
  margin: 0 0 22px;
  color: #fff !important;
  font-size: clamp(3.25rem, 5.5vw, 5.45rem);
  line-height: .99;
  letter-spacing: -.045em;
  text-wrap: balance;
  text-shadow: 0 3px 24px rgba(0, 25, 34, .25);
}

.modern-resource .resource-hero__content > p {
  max-width: 640px;
  margin: 0 0 28px;
  color: rgba(255, 255, 255, .84);
  font-size: clamp(1.05rem, 1.45vw, 1.2rem);
  line-height: 1.7;
}

.modern-resource .resource-hero__highlights {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.modern-resource .resource-hero__highlights span {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 9px 12px;
  color: #fff;
  border: 1px solid rgba(255, 255, 255, .16);
  border-radius: 999px;
  background: rgba(255, 255, 255, .08);
  font-size: .78rem;
  font-weight: 700;
  backdrop-filter: blur(8px);
}

.modern-resource .resource-hero__highlights i {
  color: #8fdcf2;
}

.modern-resource .resource-quote-card {
  padding: clamp(28px, 3.5vw, 42px);
  color: var(--resource-ink);
  border: 1px solid rgba(255, 255, 255, .46);
  border-radius: 28px 28px 28px 8px;
  background: rgba(255, 255, 255, .96);
  box-shadow: 0 28px 70px rgba(0, 28, 39, .3);
  backdrop-filter: blur(15px);
}

.modern-resource .resource-quote-card__eyebrow {
  display: block;
  margin-bottom: 8px;
  color: var(--resource-blue);
  font-size: .73rem;
  font-weight: 800;
  letter-spacing: .12em;
  text-transform: uppercase;
}

.modern-resource .resource-quote-card h2 {
  margin: 0 0 12px;
  color: var(--resource-ink);
  font-size: clamp(1.75rem, 2.4vw, 2.25rem);
  line-height: 1.12;
}

.modern-resource .resource-quote-card > p {
  margin: 0 0 22px;
  color: var(--resource-muted);
  line-height: 1.6;
}

.modern-resource .resource-quote-card__hidden {
  position: absolute !important;
  width: 1px;
  height: 1px;
  overflow: hidden;
  clip: rect(0 0 0 0);
  clip-path: inset(50%);
  white-space: nowrap;
}

.modern-resource .resource-quote-card label {
  display: block;
  margin-bottom: 8px;
  color: var(--resource-ink);
  font-size: .82rem;
  font-weight: 800;
}

.modern-resource .resource-zip-field {
  position: relative;
}

.modern-resource .resource-zip-field i {
  position: absolute;
  z-index: 1;
  top: 50%;
  left: 18px;
  color: var(--resource-blue);
  transform: translateY(-50%);
  pointer-events: none;
}

.modern-resource .resource-quote-card .resource-zip-field input {
  width: 100% !important;
  min-height: 58px;
  margin: 0;
  padding: 12px 16px 12px 48px !important;
  color: var(--resource-ink);
  border: 1px solid #c9dce2 !important;
  border-radius: 14px !important;
  background: #f8fbfc;
  font-size: 1rem;
}

.modern-resource .resource-quote-card .resource-zip-field input:focus {
  border-color: var(--resource-blue) !important;
  outline: 3px solid rgba(20, 133, 183, .17);
  box-shadow: none;
}

.modern-resource .resource-quote-card__submit {
  width: 100%;
  min-height: 58px;
  margin: 14px 0 0 !important;
  color: #fff;
  border: 0;
  border-radius: 14px;
  background: var(--resource-blue);
  box-shadow: 0 12px 24px rgba(20, 133, 183, .22);
  font-weight: 800;
  transition: transform 180ms ease, background 180ms ease, box-shadow 180ms ease;
}

.modern-resource .resource-quote-card__submit:hover,
.modern-resource .resource-quote-card__submit:focus-visible {
  background: #0c709b;
  box-shadow: 0 16px 30px rgba(20, 133, 183, .3);
  transform: translateY(-2px);
}

.modern-resource .resource-quote-card__submit:focus-visible {
  outline: 3px solid rgba(143, 220, 242, .75);
  outline-offset: 3px;
}

.modern-resource .resource-quote-card small {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 7px;
  margin-top: 14px;
  color: #71848d;
  font-size: .75rem;
}

.modern-resource .resource-process {
  padding: clamp(70px, 8vw, 110px) 0;
  background:
    radial-gradient(circle at 8% 0, rgba(74, 184, 218, .12), transparent 26%),
    var(--resource-paper);
}

.modern-resource .resource-section-heading {
  max-width: 760px;
  margin: 0 auto clamp(36px, 5vw, 58px);
  text-align: center;
}

.modern-resource .resource-section-heading .resource-eyebrow {
  color: var(--resource-blue);
}

.modern-resource .resource-section-heading h2 {
  margin: 0;
  color: var(--resource-ink);
  font-size: clamp(2.25rem, 4vw, 3.7rem);
  line-height: 1.08;
  letter-spacing: -.035em;
  text-wrap: balance;
}

.modern-resource .resource-process__grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 20px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.modern-resource .resource-process__grid li {
  position: relative;
  min-height: 290px;
  padding: 34px;
  overflow: hidden;
  border: 1px solid var(--resource-line);
  border-radius: 20px;
  background: rgba(255, 255, 255, .86);
  box-shadow: 0 14px 34px rgba(7, 59, 78, .05);
}

.modern-resource .resource-process__number {
  position: absolute;
  top: 24px;
  right: 26px;
  color: #a3b4bb;
  font-size: .75rem;
  font-weight: 800;
}

.modern-resource .resource-process__grid li > i {
  width: 58px;
  height: 58px;
  display: grid;
  place-items: center;
  margin: 22px 0 44px;
  color: #fff;
  border-radius: 16px;
  background: var(--resource-blue);
  box-shadow: 0 0 0 8px rgba(20, 133, 183, .1);
  font-size: 1.2rem;
}

.modern-resource .resource-process__grid h3 {
  margin: 0 0 10px;
  color: var(--resource-ink);
  font-size: 1.35rem;
}

.modern-resource .resource-process__grid p {
  margin: 0;
  color: var(--resource-muted);
  font-size: .94rem;
  line-height: 1.7;
}

/* Long-form vertical content */
.modern-resource .rc-wrapper {
  color: var(--resource-ink);
  background: #fff;
  font-size: 1rem !important;
  font-weight: 400 !important;
  line-height: 1.8;
}

.modern-resource .rc-wrapper > .position-relative,
.modern-resource .rc-wrapper > .mt-3,
.modern-resource .rc-wrapper > .mt-5 {
  margin-top: 0 !important;
  margin-bottom: 0 !important;
  padding-top: clamp(64px, 8vw, 110px);
  padding-bottom: clamp(64px, 8vw, 110px);
}

.modern-resource .rc-wrapper .column-line,
.modern-resource .rc-wrapper .diamond-wrapper,
.modern-resource .rc-wrapper .rdbg,
.modern-resource .rc-wrapper .ldbg {
  display: none !important;
}

.modern-resource .rc-wrapper .container {
  max-width: 1180px;
}

.modern-resource .rc-wrapper .row {
  --bs-gutter-x: clamp(32px, 6vw, 78px);
}

.modern-resource .rc-wrapper p,
.modern-resource .rc-wrapper li {
  color: #435c67;
  font-size: 1rem;
  line-height: 1.82;
}

.modern-resource .rc-wrapper p {
  margin-bottom: 1.35rem;
}

.modern-resource .rc-wrapper h2,
.modern-resource .rc-wrapper h3,
.modern-resource .rc-wrapper h4,
.modern-resource .rc-wrapper h5,
.modern-resource .rc-wrapper h6 {
  color: var(--resource-ink);
  line-height: 1.2;
}

.modern-resource .rc-wrapper h2 {
  margin: 0 0 20px;
  font-size: clamp(2.15rem, 3.7vw, 3.35rem);
}

.modern-resource .rc-wrapper h3 {
  margin: 2.1em 0 .7em;
  padding-left: 18px;
  border-left: 4px solid var(--resource-blue);
  font-size: clamp(1.6rem, 2.6vw, 2.25rem);
}

.modern-resource .rc-wrapper h3:first-child,
.modern-resource .rc-wrapper p:first-child + h3 {
  margin-top: 0;
}

.modern-resource .rc-wrapper h4 {
  margin: 1.8em 0 .65em;
  font-size: 1.35rem;
}

.modern-resource .rc-wrapper strong {
  color: #173b4b;
  font-family: inherit !important;
  font-weight: 750 !important;
}

.modern-resource .rc-wrapper ol,
.modern-resource .rc-wrapper ul {
  margin: 1.25rem 0 2rem;
  padding-left: 1.35rem;
}

.modern-resource .rc-wrapper li {
  margin-bottom: .8rem;
  padding-left: .3rem;
}

.modern-resource .rc-wrapper .diamond_ul li {
  position: relative;
  padding: 18px 18px 18px 48px;
  list-style: none;
  border: 1px solid var(--resource-line);
  border-radius: 12px;
  background: #f9fbfb;
}

.modern-resource .rc-wrapper .diamond_ul li::before {
  top: 23px;
  left: 20px;
  width: 10px;
  height: 10px;
  border-radius: 3px;
  background: var(--resource-blue);
  transform: rotate(45deg);
}

.modern-resource .rc-wrapper .img-bdr,
.modern-resource .rc-wrapper .img-fluid {
  width: 100%;
  border: 0;
  border-radius: 18px;
  box-shadow: 0 16px 36px rgba(5, 58, 78, .11);
}

.modern-resource .rc-wrapper .col-md-5 > div {
  margin-bottom: 28px !important;
}

.modern-resource .rc-wrapper table.rc {
  width: 100%;
  margin: 28px 0 38px;
  overflow: hidden;
  border: 1px solid var(--resource-line);
  border-collapse: separate;
  border-spacing: 0;
  border-radius: 14px;
  background: #fff;
  box-shadow: 0 12px 28px rgba(6, 61, 82, .07);
}

.modern-resource .rc-wrapper table.rc thead {
  color: #fff;
  background: var(--resource-navy);
}

.modern-resource .rc-wrapper table.rc th {
  padding: 16px 18px;
  border: 0;
  font-size: .82rem;
  letter-spacing: .05em;
  text-transform: uppercase;
}

.modern-resource .rc-wrapper table.rc td {
  padding: 14px 18px;
  color: #395562;
  border: 0;
  border-bottom: 1px solid #e4ecef;
  font-size: .9rem !important;
  font-weight: 600 !important;
}

.modern-resource .rc-wrapper table.rc tr:last-child td {
  border-bottom: 0;
}

.modern-resource .rc-wrapper table.rc tr.even,
.modern-resource .rc-wrapper table.rc tr:nth-child(even) {
  background: #f2f8fa !important;
}

.modern-resource .rc-wrapper .secondary-hero {
  position: relative;
  min-height: 430px;
  align-items: center;
  margin: 0 !important;
  padding: 80px 0;
  background-position: center !important;
  background-size: cover !important;
  background-attachment: scroll !important;
}

.modern-resource .rc-wrapper .secondary-hero .essay {
  padding: clamp(28px, 4vw, 46px);
  border: 1px solid rgba(255, 255, 255, .2);
  border-radius: 20px;
  background: rgba(4, 45, 61, .84);
  box-shadow: 0 22px 50px rgba(0, 25, 34, .24);
  backdrop-filter: blur(8px);
}

.modern-resource .rc-wrapper .secondary-hero h2,
.modern-resource .rc-wrapper .secondary-hero h3,
.modern-resource .rc-wrapper .secondary-hero p,
.modern-resource .rc-wrapper .secondary-hero strong {
  color: #fff !important;
}

.modern-resource .rc-wrapper .secondary-hero h2,
.modern-resource .rc-wrapper .secondary-hero h3 {
  margin-top: 0;
  padding-left: 0;
  border-left: 0;
}

.modern-resource .rc-wrapper .secondary-hero p {
  margin-bottom: 0;
  color: rgba(255, 255, 255, .84) !important;
}

/* Cost-guide and related-article cards shared by each vertical. */
.modern-resource .rc-wrapper .cg {
  max-width: 1180px;
}

.modern-resource .rc-wrapper .cg > p + h3,
.modern-resource .rc-wrapper .cg > h3 {
  margin: 0 0 38px;
  padding: 0;
  border: 0;
  text-align: center;
}

.modern-resource .rc-wrapper .cg .grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 22px;
  margin: 0;
}

.modern-resource .rc-wrapper .cg .grid > a {
  width: auto;
  margin: 0;
  padding: 0;
  color: inherit;
}

.modern-resource .rc-wrapper .cg .item,
.modern-resource .rc-wrapper .cg .item-card {
  width: 100%;
  height: 100%;
  padding: 0;
}

.modern-resource .rc-wrapper .cg .item-card {
  overflow: hidden;
  border: 1px solid var(--resource-line);
  border-radius: 18px !important;
  background: #fff;
  box-shadow: 0 14px 34px rgba(6, 61, 82, .08);
  transform: none;
}

.modern-resource .rc-wrapper .cg .item-card:hover {
  box-shadow: 0 20px 42px rgba(6, 61, 82, .13);
  transform: translateY(-5px);
}

.modern-resource .rc-wrapper .cg .item-card img {
  width: 100%;
  height: 190px;
  padding: 0;
  object-fit: contain;
  background: #edf3f5;
  border-radius: 0;
  box-shadow: none;
}

.modern-resource .rc-wrapper .cg .card-title {
  margin: 0 !important;
  padding: 20px 20px 10px;
  color: var(--resource-ink);
  font-size: 1rem;
  line-height: 1.4;
  text-align: left;
}

.modern-resource .rc-wrapper .cg .hlt {
  position: static;
  width: auto;
  display: block;
  padding: 0 20px 22px;
  color: var(--resource-muted);
  background: transparent;
  font-size: .78rem;
  font-weight: 500;
  line-height: 1.55;
  text-align: left;
}

.modern-resource .rc-wrapper .inspiration-wrap {
  padding: clamp(70px, 8vw, 110px) 0;
  background: #f5f9fa;
}

.modern-resource .rc-wrapper .article-heading {
  margin-bottom: 40px;
  text-align: center;
}

.modern-resource .rc-wrapper .article-heading h2 {
  margin: 0;
}

.modern-resource .rc-wrapper .idea-card-wrap {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 22px;
  margin: 0;
}

.modern-resource .rc-wrapper .idea-card-wrap > .adjust {
  width: auto;
  padding: 0;
}

.modern-resource .rc-wrapper .idea-card-wrap .card {
  height: 100%;
  overflow: hidden;
  border: 1px solid var(--resource-line) !important;
  border-radius: 18px !important;
  background: #fff;
}

.modern-resource .rc-wrapper .idea-card-wrap .image-wrapper {
  min-height: 210px;
  background: #eaf1f3;
}

.modern-resource .rc-wrapper .idea-card-wrap .card-img-top {
  width: 100%;
  height: 210px;
  object-fit: cover;
  border-radius: 0;
  box-shadow: none;
}

.modern-resource .rc-wrapper .idea-card-wrap .card-body {
  padding: 24px;
}

.modern-resource .rc-wrapper .idea-card-wrap .trends > p {
  margin-bottom: 9px;
  color: var(--resource-blue);
  font-size: .7rem;
  font-weight: 800;
  letter-spacing: .1em;
  text-transform: uppercase;
}

.modern-resource .rc-wrapper .idea-card-wrap .trends span {
  color: var(--resource-ink);
  font-family: var(--font-display, Georgia, serif);
  font-size: 1.2rem !important;
  line-height: 1.3;
}

.modern-resource .rc-wrapper .idea-card-wrap .card-text {
  height: auto;
  margin-top: 12px;
  padding: 0;
  color: var(--resource-muted);
  font-size: .86rem;
}

@media (max-width: 991px) {
  .modern-resource .resource-hero__layout {
    grid-template-columns: 1fr;
    gap: 42px;
  }

  .modern-resource .resource-quote-card {
    max-width: 620px;
  }

  .modern-resource .rc-wrapper .cg .grid,
  .modern-resource .rc-wrapper .idea-card-wrap {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 767px) {
  .modern-resource .resource-hero {
    min-height: auto;
    height: auto !important;
    padding: 0 !important;
  }

  .modern-resource .resource-hero::before {
    background: linear-gradient(180deg, rgba(3, 41, 57, .78), rgba(3, 41, 57, .97));
  }

  .modern-resource .resource-hero__layout {
    padding-top: 58px;
    padding-bottom: 64px;
  }

  .modern-resource .resource-breadcrumb {
    margin-bottom: 26px;
  }

  .modern-resource .resource-hero h1 {
    font-size: clamp(2.75rem, 13vw, 4rem);
  }

  .modern-resource .resource-hero__highlights {
    flex-direction: column;
    align-items: flex-start;
  }

  .modern-resource .resource-process__grid {
    grid-template-columns: 1fr;
  }

  .modern-resource .resource-process__grid li {
    min-height: auto;
  }

  .modern-resource .resource-process__grid li > i {
    margin-bottom: 30px;
  }

  .modern-resource .rc-wrapper > .position-relative,
  .modern-resource .rc-wrapper > .mt-3,
  .modern-resource .rc-wrapper > .mt-5 {
    padding-top: 58px;
    padding-bottom: 58px;
  }

  .modern-resource .rc-wrapper .col-md-5 {
    margin-top: 34px;
    padding: 0;
  }

  .modern-resource .rc-wrapper table.rc {
    display: block;
    overflow-x: auto;
    border-radius: 10px;
    -webkit-overflow-scrolling: touch;
  }

  .modern-resource .rc-wrapper table.rc tbody,
  .modern-resource .rc-wrapper table.rc thead {
    min-width: 520px;
  }

  .modern-resource .rc-wrapper .secondary-hero {
    min-height: 390px;
    padding: 50px 0;
  }

  .modern-resource .rc-wrapper .cg .grid,
  .modern-resource .rc-wrapper .idea-card-wrap {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 479px) {
  .modern-resource .resource-quote-card {
    padding: 25px 20px;
    border-radius: 22px 22px 22px 7px;
  }

  .modern-resource .resource-breadcrumb a:nth-of-type(2),
  .modern-resource .resource-breadcrumb a:nth-of-type(2) + i {
    display: none;
  }

  .modern-resource .rc-wrapper h3 {
    padding-left: 13px;
  }

  .modern-resource .rc-wrapper .secondary-hero .essay {
    padding: 24px 20px;
  }
}

@media (prefers-reduced-motion: reduce) {
  .modern-resource .resource-quote-card__submit,
  .modern-resource .rc-wrapper .cg .item-card {
    transition: none;
  }
}